Monday, 1 September 2025

The Bank Run That Started on Social Media

n March 2023, Silicon Valley Bank (SVB) — the financial backbone of half of America’s startups — collapsed in just 48 hours. But this wasn’t your typical bank failure. This was the first true bank run of the social media age. Fueled by tweets, Slack messages, and viral warnings, depositors pulled $42 billion in a single day — the fastest bank run in U.S. history. A single tweet turned a liquidity problem into a full-blown collapse that regulators couldn’t stop. In this documentary-style breakdown, we’ll explore: The eleven words Roku’s CFO typed that sealed SVB’s fate. How Peter Thiel, David Sacks, and Founders Fund spread warnings at lightning speed. Why 94% of SVB’s deposits weren’t insured — and what that meant for startups. The brutal math behind SVB’s $15 billion bond losses. The ripple effect that hit regional banks, pensions, and small businesses nationwide. What regulators missed, and how “viral risk” is now shaping banking oversight. This is more than the story of one bank’s collapse — it’s the story of how trust can disappear at smartphone speed. 👉 If you care about money, startups, or the future of banking, hit subscribe and don’t miss this deep dive.

from Volumes Untold https://www.youtube.com/watch?v=QSO_SKJG5nQ

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